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Individuell Nedbetaling (IN)
IN er forkortelse for Individuell Nedbetaling og gjelder individuell inn-betaling av fellesgjeld i borettslag. Ved kjøp av bolig i et borettslag er prisen todelt, den pris kjøperen må betale for boligen, og boligens andel av borettslagets fellesgjeld. Vanligvis nedbetales denne fellesgjelden med renter og avdrag via felleskostnadene – som også dekker forsikringer, kommunale avgifter, evt. fyringsutgifter, lønn/honorarer etc. Som eier av bolig i et borettslag kan du velge å betale ekstra inn på din andel av fellesgjelden og dermed redusere de månedlige felleskostnadene. Dersom det er aktuelt for deg ta kontakt med oss i HELBO.